/* kredirehberim.de · ortak stil dosyası
   Layout: dar metin sütunu + geniş hesaplama panelleri; banka dekontu gibi net rakamlar */
:root{
  --bg:#F5F7FA; --surface:#FFFFFF; --surface-2:#EEF2F7; --fg:#14233A; --muted:#566880;
  --line:#D9E1EB; --brand:#0D5C6B; --brand-soft:#E1EFF1; --accent:#C98200; --accent-soft:#FBF0D9;
  --ok:#1F7A4D; --warn:#A6461B; --warn-soft:#FBE9E0;
  --display:'Bricolage Grotesque Variable','Bricolage Grotesque',system-ui,sans-serif;
  --body:'Source Sans 3 Variable','Source Sans 3',system-ui,-apple-system,'Segoe UI',sans-serif;
  --r:10px; --wrap:1120px;
}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]){
  --bg:#0D1522; --surface:#142033; --surface-2:#1A2940; --fg:#E7EDF5; --muted:#9DAEC3;
  --line:#26374F; --brand:#5BB8C9; --brand-soft:#16323B; --accent:#F0B23C; --accent-soft:#33280F;
  --ok:#5FC28D; --warn:#F08A5D; --warn-soft:#3A2218; color-scheme:dark }}
:root[data-theme="dark"]{
  --bg:#0D1522; --surface:#142033; --surface-2:#1A2940; --fg:#E7EDF5; --muted:#9DAEC3;
  --line:#26374F; --brand:#5BB8C9; --brand-soft:#16323B; --accent:#F0B23C; --accent-soft:#33280F;
  --ok:#5FC28D; --warn:#F08A5D; --warn-soft:#3A2218; color-scheme:dark }

*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--bg);color:var(--fg);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--display);line-height:1.15;letter-spacing:-.01em;text-wrap:balance;margin:0}
h1{font-size:clamp(2.1rem,5vw,3.5rem);font-weight:700}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);font-weight:650}
h3{font-size:1.22rem;font-weight:620}
p{margin:0}
a{color:var(--brand)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:650;color:var(--brand)}
.lead{font-size:1.15rem;color:var(--muted);max-width:62ch}
.num{font-variant-numeric:tabular-nums}

/* header */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;gap:20px;padding-block:12px}
.logo{font-family:var(--display);font-weight:750;font-size:1.35rem;color:var(--fg);text-decoration:none;letter-spacing:-.02em;white-space:nowrap}
.logo span{color:var(--accent)}
.nav{display:flex;gap:4px;flex-wrap:wrap;margin-left:auto}
.nav a{color:var(--fg);text-decoration:none;font-size:.95rem;padding:6px 10px;border-radius:6px}
.nav a:hover{background:var(--surface-2)}
.nav a.cta{background:var(--brand);color:var(--bg);font-weight:600}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--line);color:var(--fg);border-radius:8px;padding:6px 12px;font:inherit;cursor:pointer}
@media (max-width:900px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;padding:8px max(16px,env(safe-area-inset-right,0px)) 14px max(16px,env(safe-area-inset-left,0px))}
  .nav.open{display:flex}
}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;border-radius:8px;padding:12px 20px;font:600 1rem var(--body);text-decoration:none;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--accent);color:#1B1300}
.btn-primary:hover{filter:brightness(1.06)}
.btn-ghost{border-color:var(--line);color:var(--fg);background:var(--surface)}
.btn-ghost:hover{border-color:var(--brand)}

/* sections */
section{padding-block:72px}
.sec-head{display:grid;gap:12px;margin-bottom:36px;max-width:760px}
.alt{background:var(--surface);border-block:1px solid var(--line)}

/* legal pages */
.legal{max-width:760px;padding-block:48px 80px}
.legal h1{font-size:2.2rem;margin-bottom:8px}
.legal h2{font-size:1.3rem;margin-top:36px;margin-bottom:10px}
.legal p,.legal li{margin-bottom:10px}
.legal ul{padding-left:20px}
.legal .tr-note{background:var(--brand-soft);border-radius:var(--r);padding:14px 18px;margin:20px 0}

/* footer */
footer{background:var(--surface-2);border-top:1px solid var(--line);padding-block:48px;font-size:.92rem;color:var(--muted)}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}
footer h4{font-size:1rem;color:var(--fg);margin-bottom:8px}
footer a{color:var(--muted)}
footer .fine{margin-top:32px;padding-top:20px;border-top:1px solid var(--line);font-size:.84rem;display:grid;gap:8px}